Since 1999, I have practiced exclusively in the areas of consumer and small business... more
Since 1999, I have practiced exclusively in the areas of consumer and small business bankruptcy and other debt related law. During this time, every work day was devoted to helping families and small businesses get back on their feet. My clients come to me in extraordinary pain and leave with a strong sense of relief due to my personal attention to their situation and understanding of their nee... view profile
If you obtained your mortgage between the years of 2001 and 2007 then there is a... more
If you obtained your mortgage between the years of 2001 and 2007 then there is a good chance it was securitized. If this is this case your loan note was likely sold on Wall Street resulting in the separation of the note and the deed. Real estate law says that if you separate the note from the deed then the security is rendered void. Resulting in an unenforceable security instrument. This leads ... view profile
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.
Debt Settlement Attorneys in cities near Houston, TX