For the entirety of my career as an attorney, I have represented homeowners, landowners, consumers, and debtors with a variety of financial and credit issues. I enjoy representing... more
For the entirety of my career as an attorney, I have represented homeowners, landowners, consumers, and debtors with a variety of financial and credit issues. I enjoy representing these people rather than the faceless corporations. It gives me a sense of pride and satisfaction to help people going through hard times. When someone is being harassed or sued by the debt collectors; about to ha... view profile
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.