Adam was born in Wichita, Kansas and attended the University of Kansas and the Washburn University School of Law before moving to Texas to begin his career. He was a member of the... more
Adam was born in Wichita, Kansas and attended the University of Kansas and the Washburn University School of Law before moving to Texas to begin his career. He was a member of the Sigma Phi Epsilon fraternity and wrote for the University Daily Kansan. While in law school, he joined the Legal Analysis, Research, and Writing department as a teaching assistant, and worked for the university’s Crim... view profile
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.