State College Debt Settlement Lawyers — 2 found

Lawyers with

Avvo Rating

1.0 to 10.0

  1. State College Debt Settlement Attorney Donald Michael Hahn

    Donald Hahn

    Bankruptcy, foreclosure defense, debt settlement. Don Hahn was born in Bellefonte and grew up in State College. He graduated from the Pennsylvania State University in 1987 and the... more
    Licensed for 23 years
    Not yet reviewed


  2. State College Debt Settlement Attorney Desiree Fapore Fralick

    Desiree Fralick

    State College, PA Debt Settlement Attorney
    Licensed for 17 years
    Not yet reviewed


Debt Settlement

If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.