I was rasied in Washington State and attended University of Souther California, where I was a member of the track & field team. I received several awards, including the come through... more
I was rasied in Washington State and attended University of Souther California, where I was a member of the track & field team. I received several awards, including the come through performance award, James Slosson academic award for highest g.p.a and All-Pac 10 academic award. Following graduation I attended Gonzaga Law school. I started my law career working for large insurance companies i... view profile
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.