Mr. Watson graduated from New Mexico State University in 1999 with a Bachelors in... more
Mr. Watson graduated from New Mexico State University in 1999 with a Bachelors in Government Studies and a Minor in Spanish. He then obtained his law degree from the University of New Mexico in 2002. He worked as an Insurance Defense Litigation Attorney for The Scott Hulse Law Firm in El Paso Texas until 2004. Beginning in 2005 he worked for Keithly and English, P.C. as an associate Attorney ... view profile
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.