Garfield Debt Settlement Attorneys — 8 found

Lawyers with

Avvo Rating

1.0 to 10.0

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  1. Garfield Debt Settlement Attorney Virginia Elizabeth Fortunato

    Virginia Fortunato Pro

    Ms. Fortunatoalways wanted to be an attorney. She knew that she wanted to help... more
    Licensed for 10 years - $400-$450/hour
    AVVO
    RATING

    10.0

    201-673-5777
  2. Garfield Debt Settlement Attorney Marina Ginzburg

    Marina Ginzburg Pro

    Ms. Ginzburg is an experienced matrimonial attorney and collaborative divorce... more
    Licensed for 7 years - 30 Min Free Consultation
    AVVO
    RATING

    7.9

    201-880-5563
  3. Garfield Debt Settlement Attorney Anthony J Van Zwaren

    Anthony Van Zwaren Pro

    Besides the legal protession, I also enjoy other leisure activites such as... more
    Licensed for 19 years - $200-$300/hour
    AVVO
    RATING

    8.3

    973-473-0112
  4. Garfield Debt Settlement Attorney Justine Anne Zeppone

    Justine Zeppone

    Saddle Brook, NJ Debt Settlement Attorney
    Licensed for 10 years
    AVVO
    RATING

    6.1

  5. Garfield Debt Settlement Attorney David Stevens

    David Stevens Pro

    I grew up in New Hampshire and after serving in the Army for four years, I returned... more
    Licensed for 7 years - 60 Min Free Consultation
    AVVO
    RATING

    6.5

    973-696-8391
  6. Garfield Debt Settlement Attorney Ralph Alphonse Ferro Jr

    Ralph Ferro

    I handle all cases personally from start to finish. When you hire me, you will deal... more
    Licensed for 22 years
    AVVO
    RATING

    6.6

  7. Garfield Debt Settlement Attorney Daniel Santiago

    Daniel Santiago

    Clifton, NJ Debt Settlement Attorney
    Licensed for 8 years
    AVVO
    RATING

    6.4

  8. Garfield Debt Settlement Attorney Stephen Todd Raff

    Stephen Raff

    Paterson, NJ Debt Settlement Attorney
    Licensed for 15 years
    Not yet reviewed
    AVVO
    RATING

    6.6

Debt Settlement

If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.