Denville Debt Settlement Attorneys — 2 found

Lawyers with

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  1. Denville Debt Settlement Attorney Stuart G Brecher

    Stuart Brecher

    I am licensed to practice before the State Courts of New Jersey and New York, the United States District Court for the District of New Jersey, the United States District Court for the... more
    Licensed for 34 years - $300-$375/hour


  2. Denville Debt Settlement Attorney Marvin J Hammerman

    Marvin Hammerman

    Boonton, NJ Debt Settlement Attorney
    Licensed for 1 year - $50-$185/hour
    Not yet reviewed


Debt Settlement

If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.