In 1995 Ryan B. Stearn graduated from the University of Michigan with a bachelor's... more
In 1995 Ryan B. Stearn graduated from the University of Michigan with a bachelor's degree in biology with the intention of attending medical school. Upon graduation, however, he accepted a position with a law firm and there found his calling in life. Ryan attended Wayne State University Law School to earn his Juris Doctorate and became an attorney in 2000. Since then, Ryan has practiced law in ... view profile
Ryan and his wife, Lisa, reside in Clarkston with their three children. When he's... more
Ryan and his wife, Lisa, reside in Clarkston with their three children. When he's not working, he is usually spending time with his kids. He enjoys coaching his son in sports or doing a Cub Scout project together or even playing dolls with his two young daughters.
Geoffrey has been practicing law in western Michigan now -- and previously in the... more
Geoffrey has been practicing law in western Michigan now -- and previously in the Detroit metro area (and beyond) -- since 2005. In that time, he has consulted thousands of clients, and took part in many bankruptcy cases (both Chapter 7 and 13) for individuals and small businesses and helped numerous individuals and small businesses with all their legal needs. In addition, Geoff has volunteered... view profile
Senior Associate Attorney Gregory B. Paddison has been with the Rubinstein Law Firm... more
Senior Associate Attorney Gregory B. Paddison has been with the Rubinstein Law Firm since April of 2014. After graduating from Kalamazoo College in 2006 where he served as Captain of both the college golf and hockey teams, Gregory went on to graduate Cum Laude from Thomas M. Cooley Law School, also being awarded highest honors while earning his Master of Laws (LLM) in Taxation. In 2013,... view profile
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.