My office is currently located in Chicago. I speak both English and Romanian. If you... more
My office is currently located in Chicago. I speak both English and Romanian. If you have an issue related to bankruptcy, foreclosure, debt or real estate, feel free to contact me so that I may tell you how I can help. If your case is outside my area of expertise, I can refer you to other well known and respected attorneys.
Attorney Rusty A. Payton has practiced in Chicago for the last twenty years. He is... more
Attorney Rusty A. Payton has practiced in Chicago for the last twenty years. He is an honors graduate of the Ohio State University and the Ohio State College of Law. His firm's practice areas are centered around helping people and businesses with some of the most important aspects of their financial lives. Buying a home, signing a lease, getting your security deposit back, forming a new busines... view profile
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.