Solana Beach Debt Settlement Lawyers — 1 found

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  1. Solana Beach Debt Settlement Attorney Ray Lee Flores II

    Ray Flores

    Any legal action is like a war. It is an ordeal at best. An understanding and competent advocate is so valuable so you don't have to worry.My goal is to win. I sincerely believe that... more
    Licensed for 11 years - 15 Min Free Consultation


Solana Beach Debt Settlement lawyers

5.0 out of 5.0
Based on 8 reviews
Solana Beach, CA

Debt Settlement

If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.