I enjoy working with clients in helping them find solutions to their financial... more
I enjoy working with clients in helping them find solutions to their financial problems. I get to know all of my clients and develop a professional relationship. No two cases are alike. It's one of the best feelings in the world when I send my client a letter at the conclusion of the case, letting them know that now they are - debt free. I feel very fortunate that I get to help people for a liv... view profile
If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.