Oxnard Debt Settlement Attorneys — 2 found

Lawyers with

Avvo Rating

1.0 to 10.0


  1. Oxnard Debt Settlement Attorney Robert Harlan Stempler

    Robert Stempler

    I was born and raised in New York City. After graduating from Claremont McKenna College, I worked at two CPA firms (the first was a national-size firm, the second had offices in Palm... more
    Licensed for 23 years - 30 Min Free Consultation
    AVVO
    RATING

    10.0

  2. Oxnard Debt Settlement Attorney Eric D Ridley

    Eric Ridley

    I represent consumers, and provide a full-spectrum representation: Bankruptcy. I help with Chapter 7, Chapter 11 and Chapter 13 Consumer law - collection agency abuse defense, consumer... more
    Licensed for 5 years - $350/hour
    AVVO
    RATING

    7.7

Debt Settlement

If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.