Mira Loma Debt Settlement Lawyers — 2 found

Compare debt settlement lawyers. Read client reviews, see Avvo Ratings, and contact them directly.

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  1. Mira Loma Debt Settlement Attorney William James Campbell Jr

    William Campbell

    My experience as a litigator has placed me in a unique position to fight for my clients. After graduating from Southwestern University College of Law and passing the California State... more
    Licensed for 8 years
    AVVO
    RATING

    8.3

  2. Mira Loma Debt Settlement Attorney Francis Xavier Ruggier

    Francis Ruggier

    FRANK X. RUGGIER received his J.D. from the University of Southern California in 1998 and his B.A. from the University of California at Irvine, graduating cum laude. He is a member of... more
    Licensed for 17 years
    AVVO
    RATING

    7.4

Debt Settlement

If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.