Long Beach Debt Settlement Attorneys — 2 found


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  1. Long Beach Debt Settlement Attorney Leon D Bayer

    Leon Bayer Pro

    I have been handling bankruptcy and debt settlement since 1979
    Licensed for 36 years - 30 Min Free Consultation


  2. Long Beach Debt Settlement Attorney Wade A Miller

    Wade Miller

    We are a full service law firm located in the heart of downtown Long Beach, California. Since 2000, we have provided high quality legal services to both businesses and individuals. We... more
    Licensed for 15 years


Debt Settlement

If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.