Lake San Marcos Debt Settlement Attorneys — 4 found

Lawyers with

Avvo Rating

1.0 to 10.0

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  1. Lake San Marcos Debt Settlement Attorney Babak Semnar

    Babak Semnar

    Stop debt collector abuse and debt harassment. We help protect you by suing debt... more
    Licensed for 12 years - 120 Min Free Consultation
    AVVO
    RATING

    8.6

  2. Lake San Marcos Debt Settlement Attorney Jared Michael Hartman

    Jared Hartman

    Client Review: I first found Jared at a pretty low time in my life and I wasn't even certain I was in the market...
    view profile
    Licensed for 8 years - $250-$400/hour
    AVVO
    RATING

    8.9

  3. Lake San Marcos Debt Settlement Attorney Michael Gene Gaddis

    Michael Gaddis

    The Law Offices of Michael Gaddis, APC is a law firm dedicated to helping distressed... more
    Licensed for 17 years
    Not yet reviewed
    AVVO
    RATING

    6.5

  4. Lake San Marcos Debt Settlement Attorney David A. Casey

    David Casey

    David Casey is a six-year veteran of the United States Navy, where he served his... more
    Licensed for 2 years - 30 Min Free Consultation
    Not yet reviewed
    AVVO
    RATING

    5.6

Debt Settlement

If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.