La Jolla Debt Settlement Attorneys — 2 found

Lawyers with

Avvo Rating

1.0 to 10.0


  1. La Jolla Debt Settlement Attorney Daniel Ray Gamez

    Daniel Gamez

    San Diego, CA Debt Settlement Attorney
    Licensed for 13 years - 60 Min Free Consultation
    Not yet reviewed
    AVVO
    RATING

    7.9

  2. La Jolla Debt Settlement Attorney Kelly Dean Stairs

    Kelly Stairs

    Client Review: Working with Dean Stairs was truly a liberating and calming experience. From the outset of our C...
    view profile
    Licensed for 10 years
    AVVO
    RATING

    6.6

Debt Settlement

If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.