Chula Vista Debt Settlement Attorneys — 2 found

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  1. Chula Vista Debt Settlement Attorney Jeremy Scott Golden

    Jeremy Golden Pro

    I am blessed with a job that I love and am committed to giving my clients the best... more
    Licensed for 11 years - 30 Min Free Consultation
    AVVO
    RATING

    9.2

    619-476-0030
  2. Chula Vista Debt Settlement Attorney Kerry Alan Denton

    Kerry Denton

    As the founder of the Denton Law Group, Attorney Kerry Denton provides legal counsel... more
    Licensed for 25 years - 30 Min Free Consultation
    AVVO
    RATING

    6.5

Debt Settlement

If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.