Carmichael Debt Settlement Attorneys — 8 found

Lawyers with

Avvo Rating

1.0 to 10.0

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  1. Carmichael Debt Settlement Attorney Gary Ray Fraley

    Gary Fraley Pro

    Fraley & Fraley specializes in Bankruptcy, protecting individuals & small businesses from creditors
    Licensed for 37 years - $300-$450/hour
    AVVO
    RATING

    10.0

    916-485-5444
  2. Carmichael Debt Settlement Attorney Mikalah Liviakis

    Mikalah Liviakis Pro

    Award Winning Debt Solutions in Chapter 11, 13, and 7. Your first consultation is free. Call Now!
    Licensed for 8 years - 45 Min Free Consultation
    AVVO
    RATING

    10.0

    916-459-2364
  3. Carmichael Debt Settlement Attorney Stuart Michael Price

    Stuart Price

    Stuart Price received his J.D. from the University of California at Los Angeles and his B.A. in Computer Science from Brandeis University. His law school activities included editing... more
    Licensed for 25 years
    AVVO
    RATING

    8.4

  4. Carmichael Debt Settlement Attorney Kristy Anne Hernandez

    Kristy Hernandez

    In 2004 Kristy founded the Law Office of Kristy Hernandez which now has offices in Sacramento and the Bay Area. Kristy began her legal career in real estate litigation. Early on, her... more
    Licensed for 11 years - $200-$250/hour
    AVVO
    RATING

    9.4

  5. Carmichael Debt Settlement Attorney Charles Anthony Hughes

    Charles Hughes Pro

    In debt and need a solution? Allow us to settle your debts for much less than you owe.
    Licensed for 8 years - 60 Min Free Consultation
    AVVO
    RATING

    9.5

    916-485-1111
  6. Carmichael Debt Settlement Attorney Wendy S. Dezzani

    Wendy Dezzani

    Rancho Cordova, CA Debt Settlement Attorney
    Licensed for 31 years
    Not yet reviewed
    AVVO
    RATING

    6.9

  7. Carmichael Debt Settlement Attorney Lajuan Evette Wood

    Lajuan Wood

    Client Review: Very professional documents produced for court that was a rebuttal to the heartless credit card m...
    view profile
    Licensed for 15 years - 60 Min Free Consultation
    AVVO
    RATING

    6.6

  8. Carmichael Debt Settlement Attorney Maryam Kia

    Maryam Kia Pro

    Mrs. Kia has a diverse educational and professional background. She received her Juris Doctorate in Law from Whittier Law School in 2005; as well she received a special Certificate in... more
    Licensed for 10 years - Retainer (Sometimes)
    AVVO
    RATING

    8.1

    888-684-3399

Debt Settlement

If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.