California Debt Settlement Lawyers — 208 found

Lawyers with

Avvo Rating

1.0 to 10.0

Languages

All languages

  1. California Debt Settlement Attorney Babak Semnar

    Babak Semnar

    Stop debt collector abuse and debt harassment. We help protect you by suing debt collectors without any upfront fees to you. Each potential client gets a free confidential consultation... more
    Licensed for 12 years - 120 Min Free Consultation
    AVVO
    RATING

    8.6

  2. California Debt Settlement Attorney Vivian Ming Lum

    Vivian Lum

    Vivian M. Lum currently heads the Century City office of McCarthy Law, PLC. At McCarthy Law, Ms. Lum represents individuals by negotiating large reductions of her client's debts,... more
    Licensed for 15 years - 60 Min Free Consultation
    Not yet reviewed
    AVVO
    RATING

    8.1

  3. California Debt Settlement Attorney Jeena Jeehyun Cho

    Jeena Cho

    I enjoy working with clients in helping them find solutions to their financial problems. I get to know all of my clients and develop a professional relationship. No two cases are alike.... more
    Licensed for 11 years - Pro Bono (5%)
    AVVO
    RATING

    10.0

  4. California Debt Settlement Attorney Jared Michael Hartman

    Jared Hartman

    Mr. Hartman believes that every single person entering the court system-no matter the case or legal issue involved-needs the best representation possible. Mr. Hartman will assist every... more
    Licensed for 9 years - $250-$400/hour
    AVVO
    RATING

    10.0

  5. California Debt Settlement Attorney Leon D Bayer

    Leon Bayer Pro

    I have been handling bankruptcy and debt settlement since 1979
    Licensed for 36 years - 30 Min Free Consultation
    AVVO
    RATING

    10.0

    213-629-8801
  6. California Debt Settlement Attorney Joseph R. Manning Jr

    Joseph Manning Pro

    We arrange affordable savings plans and protect you from collectors from day one!
    Licensed for 13 years - 60 Min Free Consultation
    AVVO
    RATING

    8.7

    949-200-8755
  7. California Debt Settlement Attorney David John Rausa

    David Rausa

    I have over 21 years experience representing clients when they are in the worse possible financial situation. We can file either a Chapter 7 or Chapter 13 case to address your credit... more
    Licensed for 22 years - 60 Min Free Consultation
    AVVO
    RATING

    9.1

  8. California Debt Settlement Attorney Frederick William Schwinn

    Frederick Schwinn Pro

    Being harassed by debt collectors or been sued by a debt collector? Consumer Law Center can help!
    Licensed for 18 years - 60 Min Free Consultation
    AVVO
    RATING

    10.0

    408-294-6100
  9. California Debt Settlement Attorney Garrett Forrester Charity

    Garrett Charity

    At McCarthy Law, Garrett Charity represents individuals by negotiating large reductions of his client's debts, outside of bankruptcy. Garrett's law practice includes: Negotiation,... more
    Licensed for 3 years - 60 Min Free Consultation
    AVVO
    RATING

    6.2

  10. California Debt Settlement Attorney Ryan Sean Carrigan

    Ryan Carrigan

    Client Review: Ryan was key to my husband and I being able to close escrow on our home following a bk glitch fro...
    view profile
    Licensed for 4 years
    AVVO
    RATING

    9.2

Debt Settlement

If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.