Vestavia Debt Settlement Attorneys — 3 found

Lawyers with

Avvo Rating

1.0 to 10.0


  1. Vestavia Debt Settlement Attorney Wesley L Phillips

    Wesley Phillips

    Phillips Law is actively involved in litigating cases against servicers and lenders of residential mortgage loans which wrongfully foreclose upon homeowners. There are defenses... more
    Licensed for 11 years - Contingent (15%-50%)
    Not yet reviewed
    AVVO
    RATING

    8.2

  2. Vestavia Debt Settlement Attorney Matthew Anderson Dunaway

    Matthew Dunaway Pro

    Bankruptcy & Debt Collection Defense Attorney, helping clients facing stressful financial problems.
    Licensed for 18 years
    AVVO
    RATING

    7.5

    205-705-3590
  3. Vestavia Debt Settlement Attorney Vincent Lee Adams

    Vincent Adams

    Based in Birmingham, Alabama, our firm strives to provide legal services of the highest quality in a cost efficient fashion. Adams Law Group relies on current technology, and... more
    Licensed for 8 years - $125-$200/hour
    Not yet reviewed
    AVVO
    RATING

    6.2

Debt Settlement

If you owe a large amount of money on unsecured debts, you may require the services of a debt settlement lawyer. Unsecured debts include medical bills, student loans, credit cards, store and gas cards, personal loans, collection accounts, and bounced checks. For these sorts of debts, lenders will usually accept less than the full amount if it's clear you don't have the money to pay them (especially if the original amount has continued to grow with interest, late charges, and collection costs). A debt settlement attorney can negotiate with the lender and objectively present the facts in your case. Oftentimes, unsecured debt lenders would rather settle with you than take a chance on getting nothing if you file for bankruptcy. If the negotiation is successful, the creditor may even be convinced to take the settled debt off your credit history.