Thomas Manzo, an Associate, is a member of Szaferman Lakind’s Personal Injury Group. Prior to joining the firm, he served as law clerk to the Honorable Clarkson S. Fisher, New Jersey... more
Thomas Manzo, an Associate, is a member of Szaferman Lakind’s Personal Injury Group. Prior to joining the firm, he served as law clerk to the Honorable Clarkson S. Fisher, New Jersey Superior Court, Appellate Division. Tom received his Juris Doctor from Seton Hall University School of Law in 2008. During his last year of law school, Tom was employed by Seton Hall University as an instructor of... view profile
When you buy something on credit, you borrow the money from a lender and put yourself in debt. The paperwork documenting this transaction is a debt/lending agreement. For example, simple debt / lending agreements are used to finance RV or boat purchases. More complicated debt / lending agreements for commercial business operations may include complex credit agreements, promissory notes, security and guarantee agreements, subordination or inter-creditor agreements, patent or trademark collateral security agreements, assignment and assumption agreements, hazardous substance indemnity agreements, mortgage agreements, and accounts receivable letters. When substantial amounts of money are involved, you'll want to use a business attorney with experience in negotiating and drafting debt and lending agreements.