A native Floridian originally from Miami, Florida, I am a consumer privacy rights... more
A native Floridian originally from Miami, Florida, I am a consumer privacy rights lawyer, having represented Florida consumers since 2006 in matters ranging from simple traffic tickets to complex privacy rights cases. I focuses on violations of federal law committed by debt collectors, telemarketers, and spammers, specifically those relating to telephone harassment and abuse. If you ... view profile
When you buy something on credit, you borrow the money from a lender and put yourself in debt. The paperwork documenting this transaction is a debt/lending agreement. For example, simple debt / lending agreements are used to finance RV or boat purchases. More complicated debt / lending agreements for commercial business operations may include complex credit agreements, promissory notes, security and guarantee agreements, subordination or inter-creditor agreements, patent or trademark collateral security agreements, assignment and assumption agreements, hazardous substance indemnity agreements, mortgage agreements, and accounts receivable letters. When substantial amounts of money are involved, you'll want to use a business attorney with experience in negotiating and drafting debt and lending agreements.