Arriving in United States as struggling immigrants from an Eastern block country, my... more
Arriving in United States as struggling immigrants from an Eastern block country, my family worked extremely hard to rebuild our lives here. I found myself helping them and immigrants like them disadvantaged by language barriers and lack of understanding of financial products and choices. It is ironic that people who can most benefit from financial advice are least likely to afford and receive ... view profile
Mr. Moore has practiced law in California for over 30 years and is rated "A-V" in... more
Mr. Moore has practiced law in California for over 30 years and is rated "A-V" in the Martindale-Hubbell Legal Directory. As the principal of The Moore Law Group, Mr. Moore is responsible for all practice areas of the firm, including business transactions and litigation, the collection of consumer and commercial debt, and advising lenders, credit unions, debt buyers and collection agencies ... view profile
David Isenberg is of counsel in the Global Corporate Department of Milbank, Tweed,... more
David Isenberg is of counsel in the Global Corporate Department of Milbank, Tweed, Hadley McCloy LLP. He has been associated with the Firm since 2001. Mr. Isenberg specializes in the structuring, documentation and resolution of secured transactions, in each case with respect to both senior and junior secured positions in the capital structure. Mr. Isenberg represents clients on both sides of ... view profile
When you buy something on credit, you borrow the money from a lender and put yourself in debt. The paperwork documenting this transaction is a debt/lending agreement. For example, simple debt / lending agreements are used to finance RV or boat purchases. More complicated debt / lending agreements for commercial business operations may include complex credit agreements, promissory notes, security and guarantee agreements, subordination or inter-creditor agreements, patent or trademark collateral security agreements, assignment and assumption agreements, hazardous substance indemnity agreements, mortgage agreements, and accounts receivable letters. When substantial amounts of money are involved, you'll want to use a business attorney with experience in negotiating and drafting debt and lending agreements.