Joe is board certified as a Specialist in Real Estate Law by the State Bar of... more
Joe is board certified as a Specialist in Real Estate Law by the State Bar of Arizona. He is AV rated by Martindale-Hubbell (the highest possible rating), and has been listed in Southwest Super Lawyers, Arizona's Finest Lawyers and Marquis Who's Who in American Law. Joe has 30 years of legal experience in complex real estate transactions, commercial leasing, commercial finance and a wide variet... view profile
When you buy something on credit, you borrow the money from a lender and put yourself in debt. The paperwork documenting this transaction is a debt/lending agreement. For example, simple debt / lending agreements are used to finance RV or boat purchases. More complicated debt / lending agreements for commercial business operations may include complex credit agreements, promissory notes, security and guarantee agreements, subordination or inter-creditor agreements, patent or trademark collateral security agreements, assignment and assumption agreements, hazardous substance indemnity agreements, mortgage agreements, and accounts receivable letters. When substantial amounts of money are involved, you'll want to use a business attorney with experience in negotiating and drafting debt and lending agreements.