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A credit repair attorney can help you improve your credit score on credit history reports. Credit history reports show a person or a business' past financial transactions and activities, including any late payments, defaulted loans, and bankruptcies. Banks and credit card companies use credit reports to decide whether to lend you money, and if so, how much. If your credit score is lower than you'd like, or you find a mistake in your report, then a credit repair attorney can tell you the steps you need to take to increase your credit rating.