I have been helping individual consumers deal with collections, garnishments, and... more
I have been helping individual consumers deal with collections, garnishments, and harrassing phone calls by using bankruptcy law protection for the last 30 years. I also served as a bankruptcy trustee for several years so I know both sides of the process. Let me explain your options and help you choose the solution that is right for you.
A bankruptcy attorney can help you manage personal or professional debts you are unable to pay. Bankruptcy laws allow people and businesses to (1) get a “fresh start” by relieving most debts; and (2) repay the money owed to all creditors as fairly as possible. When you file for bankruptcy protection, all other legal actions against you are put on hold. Creditors cannot sue you, garnish your wages, repossess your car or home entertainment system, or start or continue with a foreclosure action against your home. There are different types of bankruptcy filings and each has its own advantages. Since bankruptcy can significantly impact your future purchasing power and credit rating, you should see a bankruptcy attorney to make sure the benefits of filling bankruptcy outweigh the consequences.