Since 1980, Randy Gugino has represented thousands of clients from all over Western... more
Since 1980, Randy Gugino has represented thousands of clients from all over Western New York. We are a full service law firm committed to personal attention and detail, dedicated to achieving the goals you deserve. In the areas of Bankruptcy – Real Estate – Personal Injury – Wills and Estate – Matrimonial/Divorce/Family Court – Criminal Law – We have the background and experience necessary to ... view profile
A bankruptcy attorney can help you manage personal or business debts you are unable to pay. Bankruptcy laws allow people and businesses to (1) get a “fresh start” by relieving most debts; and (2) repay the money owed to all creditors as fairly as possible. When you file for bankruptcy protection, all other legal actions against you are put on hold. Creditors cannot sue you, garnish your wages, repossess your car or home entertainment system, or start or continue with a foreclosure action against your home. There are different types of bankruptcy filings and each has its own advantages. Since bankruptcy can significantly impact your future purchasing power and credit rating, you should see a bankruptcy attorney to make sure the benefits of filling bankruptcy outweigh the consequences.