The Law Offices of Ronald J. Kim dedicates its practice to protecting the interests... more
The Law Offices of Ronald J. Kim dedicates its practice to protecting the interests of consumers, students, debtors and employees. We focus onalleviating overburdened debtors through the bankruptcy court, protecting homeowners in foreclosure, reducing overwhelming student loan debts, defending individuals against unscrupulous debt collectors and correcting credit reporting mistakes. In addition... view profile
I enjoy helping people out of their debt troubles. I rarely represent creditors - 99%... more
I enjoy helping people out of their debt troubles. I rarely represent creditors - 99% of my caseload is debtor oriented. Bankruptcy law involves a lot more than just filling out petitions - you are dealing with people's lives and futures. You need to be creative in crafting solutions and thinking outside the box to find long-term solutions, because there is life after bankruptcy. The hardest p... view profile
A bankruptcy attorney can help you manage personal or business debts you are unable to pay. Bankruptcy laws allow people and businesses to (1) get a “fresh start” by relieving most debts; and (2) repay the money owed to all creditors as fairly as possible. When you file for bankruptcy protection, all other legal actions against you are put on hold. Creditors cannot sue you, garnish your wages, repossess your car or home entertainment system, or start or continue with a foreclosure action against your home. There are different types of bankruptcy filings and each has its own advantages. Since bankruptcy can significantly impact your future purchasing power and credit rating, you should see a bankruptcy attorney to make sure the benefits of filling bankruptcy outweigh the consequences.