Jim is a Baltimore native, married and father of three sons and a step-son. Jim graduated from the University of Baltimore Law School. He has worked in private practice since 1981 and... more
Jim is a Baltimore native, married and father of three sons and a step-son. Jim graduated from the University of Baltimore Law School. He has worked in private practice since 1981 and has also been an Assistant State’s Attorney for Baltimore City. Since 1983 he has served as the Managing Partner for the law firm of Motsay and Lay, Attorney’s at Law. In 1986 he was appointed by Mayor Schaefer to... view profile
A bankruptcy attorney can help you manage personal or business debts you are unable to pay. Bankruptcy laws allow people and businesses to (1) get a “fresh start” by relieving most debts; and (2) repay the money owed to all creditors as fairly as possible. When you file for bankruptcy protection, all other legal actions against you are put on hold. Creditors cannot sue you, garnish your wages, repossess your car or home entertainment system, or start or continue with a foreclosure action against your home. There are different types of bankruptcy filings and each has its own advantages. Since bankruptcy can significantly impact your future purchasing power and credit rating, you should see a bankruptcy attorney to make sure the benefits of filling bankruptcy outweigh the consequences.