Jay Perez is a partner at the law firm Perez & Perez, where he practices with his wife Cassandra. Prior to starting his own firm, Jay served as managing attorney for Macey Bankruptcy... more
Jay Perez is a partner at the law firm Perez & Perez, where he practices with his wife Cassandra. Prior to starting his own firm, Jay served as managing attorney for Macey Bankruptcy Law, a national firm and supervised the attorneys and staff at the firm's Indianapolis, Lafayette, Merrillville, South Bend, Elkhart, and Fort Wayne offices. Jay also served as a Regional Manager. In that... view profile
A bankruptcy attorney can help you manage personal or business debts you are unable to pay. Bankruptcy laws allow people and businesses to (1) get a “fresh start” by relieving most debts; and (2) repay the money owed to all creditors as fairly as possible. When you file for bankruptcy protection, all other legal actions against you are put on hold. Creditors cannot sue you, garnish your wages, repossess your car or home entertainment system, or start or continue with a foreclosure action against your home. There are different types of bankruptcy filings and each has its own advantages. Since bankruptcy can significantly impact your future purchasing power and credit rating, you should see a bankruptcy attorney to make sure the benefits of filling bankruptcy outweigh the consequences.