Ray likes to spend his free time with his wife, Sarah and their 3 children, Jessi,... more
Ray likes to spend his free time with his wife, Sarah and their 3 children, Jessi, Jake and Josh. To him, family is important and should always come first. Many years ago, as a struggling law student with a small growing family, Ray and his wife were overwhelmed with job losses and never-ending bills. They learned firsthand what it feels like to be in debt.
Julie J. Moradi-Lopes,has helped hundreds of clients with foreclosure prevention,... more
Julie J. Moradi-Lopes,has helped hundreds of clients with foreclosure prevention, bankruptcy debt relief, and asset protection, throughout Southern California. Ms. Moradi-Lopes specializes in Chapters 7, 11 and 13 bankruptcy cases, as well as home loan modifications, and estate planning. Ms. Moradi-Lopes received her Juris Doctor Degree, from Loyola Law School, Los Angeles, on a full academ... view profile
Mr. Duarte has a strong legal background as he attended one of the top law schools... more
Mr. Duarte has a strong legal background as he attended one of the top law schools in the United States. Mr. Duarte is licensed to practice in all state courts of California and the Federal Districts of Central, Northern, and Eastern California. Mr. Duarte specializes in Criminal Defense and DUI Defense, but also provides legal assistance in the areas of Landlord/Tenant, Bankruptcy and Busines... view profile
A bankruptcy attorney can help you manage personal or professional debts you are unable to pay. Bankruptcy laws allow people and businesses to (1) get a “fresh start” by relieving most debts; and (2) repay the money owed to all creditors as fairly as possible. When you file for bankruptcy protection, all other legal actions against you are put on hold. Creditors cannot sue you, garnish your wages, repossess your car or home entertainment system, or start or continue with a foreclosure action against your home. There are different types of bankruptcy filings and each has its own advantages. Since bankruptcy can significantly impact your future purchasing power and credit rating, you should see a bankruptcy attorney to make sure the benefits of filling bankruptcy outweigh the consequences.