Born in Montreal, Canada,Miguelgrew up enamoured with the American legal system, and... more
Born in Montreal, Canada,Miguelgrew up enamoured with the American legal system, and the fact that everybody has legal rights that have to be protected by somebody.Miguel received his undergraduate degree in Economics from Arizona State University in Tempe, Arizona. Having never lost sight of his dream of defending the rights of individuals,Mr. Valenteenrolled at Thomas Jefferson School of Law ... view profile
I have been admitted to practice in California since 1976. During that time I have... more
I have been admitted to practice in California since 1976. During that time I have been a sole practitioner, primarily engaged in representing debtors in the Central and Southern Districts of the United States Bankruptcy Court. Over the years I have successfully represented thousands of debtors in Chapter 13 and Chapter 7 proceedings. I personally interview each prospective client and obtain a... view profile
Richard Umbenhauer has extensive experience in general business law and legal... more
Richard Umbenhauer has extensive experience in general business law and legal transactions. He has been practicing law for more than 30 years and is admitted to practice in California and Pennsylvania as well as the United States Third Circuit Court of Appeals. Prior to joining Roemer Harnik LLP, Mr. Umbenhauer was general counsel and chief operating officer for a national franchise compan... view profile
A bankruptcy attorney can help you manage personal or business debts you are unable to pay. Bankruptcy laws allow people and businesses to (1) get a “fresh start” by relieving most debts; and (2) repay the money owed to all creditors as fairly as possible. When you file for bankruptcy protection, all other legal actions against you are put on hold. Creditors cannot sue you, garnish your wages, repossess your car or home entertainment system, or start or continue with a foreclosure action against your home. There are different types of bankruptcy filings and each has its own advantages. Since bankruptcy can significantly impact your future purchasing power and credit rating, you should see a bankruptcy attorney to make sure the benefits of filling bankruptcy outweigh the consequences.