Ray likes to spend his free time with his wife, Sarah and their 3 children, Jessi,... more
Ray likes to spend his free time with his wife, Sarah and their 3 children, Jessi, Jake and Josh. To him, family is important and should always come first. Many years ago, as a struggling law student with a small growing family, Ray and his wife were overwhelmed with job losses and never-ending bills. They learned firsthand what it feels like to be in debt.
Julie J. Moradi-Lopes,has helped hundreds of clients with foreclosure prevention,... more
Julie J. Moradi-Lopes,has helped hundreds of clients with foreclosure prevention, bankruptcy debt relief, and asset protection, throughout Southern California. Ms. Moradi-Lopes specializes in Chapters 7, 11 and 13 bankruptcy cases, as well as home loan modifications, and estate planning. Ms. Moradi-Lopes received her Juris Doctor Degree, from Loyola Law School, Los Angeles, on a full academ... view profile
While attending Law School, I served as a judicial extern for the Honorable Kathleen... more
While attending Law School, I served as a judicial extern for the Honorable Kathleen P. March, United States Bankruptcy Judge for the Central District of California, Los Angeles Division. It was during my externship, that my interest in the debtor/creditor relationship and finding ways to resolve issues between the two first arose. Since then, I have focused my practice solely on bankruptcy, in... view profile
After growing up in Long Beach, California, I earned my Bachelor of Science degree... more
After growing up in Long Beach, California, I earned my Bachelor of Science degree in Biology from the University of California, Los Angeles and my law degree from Thomas Jefferson School of Law in San Diego, California. I graduated law school as a member of the inaugural class of Thomas Jefferson’s Center for Law and Intellectual Property. It is my primary goal to provide every client with... view profile
A bankruptcy attorney can help you manage personal or business debts you are unable to pay. Bankruptcy laws allow people and businesses to (1) get a “fresh start” by relieving most debts; and (2) repay the money owed to all creditors as fairly as possible. When you file for bankruptcy protection, all other legal actions against you are put on hold. Creditors cannot sue you, garnish your wages, repossess your car or home entertainment system, or start or continue with a foreclosure action against your home. There are different types of bankruptcy filings and each has its own advantages. Since bankruptcy can significantly impact your future purchasing power and credit rating, you should see a bankruptcy attorney to make sure the benefits of filling bankruptcy outweigh the consequences.