Mr. Melchionne is a graduate of The University of Connecticut (B.A. 1977) and Drake... more
Mr. Melchionne is a graduate of The University of Connecticut (B.A. 1977) and Drake University School of Law (J.D. 1980) where he received the American Jurisprudence Award for academic excellence. Since 1980, Mr. Melchionne has focused his practice in the areas of consumer bankruptcy, workouts and foreclosure defense in distressed real estate markets, real estate transactions, condominium law, ... view profile
My name is Dave Falvey. I'm a bankruptcy attorney for Connecticut and more... more
My name is Dave Falvey. I'm a bankruptcy attorney for Connecticut and more specifically for the New London County area. I have been successfully practicing for approximately 30 years and have helped thousands of clients get their finances back on track. Not only am I a bankruptcy specialist , but I also offer decent alternatives to bankruptcy with a vast knowledge of debt management and ... view profile
If you owe money but need time to repay it, you may require the services of a Chapter 13 bankruptcy attorney. In a Chapter 13 bankruptcy, the court appoints a trustee to help you straighten out your finances (sometimes called a financial reorganization). Unlike a Chapter 7 bankruptcy, you are required to file a plan to pay off the money owed over a three-to-five-year period under the bankruptcy court's supervision. If you file Chapter 13 bankruptcy, then both the courts and the creditors you owe will closely monitor your financial transactions, and an experienced Chapter 13 bankruptcy attorney can help both debtors and creditors navigate the process.