"Ms. Pepin was and continues to be most helpful with my Chapter 13. She spends whatever time it takes to complete her process and answer questions that I have. She has been dead on with what I could expect from the court/trustee. Given that I sat and heard numerous other cases before my case was called, Ms. Pepin demonstrated that she had all the paperwork in order prior to getting to court. Other cases had bad/old information, missing information and/or were just unprepared. In this light, Merna Law should be very proud."