What You Need to Know - Condominium and Homeoweners' Association Foreclosures in Florida
Can A Condo or Homeowners Association Foreclose? I am asked this question very frequently. The right of a condominium or homeowners association to foreclose on your property is controlled by state law, so to understand exactly how it works in your state you should check with a l... more...

Help for Tenants in Foreclosure in Florida
The Protecting Tenants At Foreclosure Act was passed by Congress to attempt to address the problems facing people renting property which, through no fault of theirs, is now in foreclosure. It is mportant to be sure that you fit the profile outlined in it to be protected. more...

Deficiency Judgments in Florida after Foreclosures or Short Sales
The topic of deficiency judgments is a very confusing one, since the laws that cover this are different from state to state. Florida definitely DOES allow deficiency claims, and unless borrowers understand and address their risk properly they are extremely vulnerable. more...

What is a mortgage?
A mortgage is a debt agreement that is made between a person who wants to borrow money and a lender. The major difference between mortgages and other sorts of debts is that the borrower gives real estate as collateral. This collateral can be property which the borrower already owns, or it can be a property the borrower wants to buy. more...

STRATEGIC DEFAULT - What is it, how does it work, and what can it do for me ?
There has been a lot of public attention on the concept of "strategic default". This entails borrowers intentionally "walking away" from homes where the home is worth far less than is owedt. Done right, it can be a solution to the "mortgage mess" but be sure to do it ONLY with solid legal advice. more...