Bankruptcy is going to make it difficult to get a new home, and bankruptcy itself is harder to do. In addition, a court may well take the bulk of your savings to partially satisfy the debt on those cards anyway.
Since its a relatively small amount and you are almost half way there, I would recommend paying them off and avoiding bankruptcy. It would be helpful to have a lot more facts, but bankruptcy stays with you for a long time, and the fun "finance anyone" days are over.
It would be helpful to have a lot more facts here, but I'll take a stab at this anyway. First of all, you did not say whether or not you are a resident of California. If you are, you had ten days from the time you became a resident to obtain a California drivers license.
If you are not a resident then the DMV cannot demand the surrender of your out of state license.
Where was the DUI?
You were foolish to co-sign and create such an arrangement as this is exactly the pitfall these things create. The good news however is that you are not without recourse.
I am assuming that you are saying you co-signed for her student loans and she has not been paying them so the loan companies/banks are looking to you.
You will need the help of an attorney, but you can sue her and recover the money to pay the loans if she has it. If not, you can garnish her wages, etc.
First of all, by Hall of Justice (HOJ) do you mean Department of Justice? In California the DOJ is the untimate repository for criminal history information.
As far as a reason for termination, absent a contract, all employment in California is employment at will. That means absent a prohibited cause (race, age, sex, etc.) one can be terminated at any time. Being unwilling to wait for the outcome of the background investigation would appear to be a permissible reason to terminate...
If what you say is true, I would vigorously contest this citation. It would have been helpful if you had included the section you were cited with, but I am assuming it is as follows:
23223. (a) No driver shall have in his or her possession, while in a motor vehicle upon a highway or on lands, as described in subdivision (b) of Section 23220, any bottle, can, or other receptacle, containing any alcoholic beverage that has been opened, or a seal broken, or the contents of which have been...
Yes, you may go after both. In the case of grandma, you may bring an action against her estate for your damages (assuming one is left). As far as your aunt is concerned, that would be a fact specific analysis as to the circumstances, but if she were a party to the improper use, then you can pursue a recovery there as well.
Talk with an attorney but do it quickly. If you want to go after grandma's estate, you need to do it before it is probated and distributed.
Most any lawyer would be able to handle this. I'm just unsure what the outcome would be.
If I read your facts correctly, the job is about 2/3 done and the contractor has been paid about half the contract value. In a breach situation, he would be entitled to the reasonable value of the work performed (with some puts and takes). Did he run off with the supplies? You did not indicate.
A court will not force him to finish the job. You should hire a new contractor to finish the job. Any...