When did the law change in Florida that you can't sue an auto rental company?: Curious because my case spent two years trying to sue the rental company then said they couldn't. Want to know when that law changed.
Stephen’s answer: You can thank President Bush (II)for this federal law (Graves Amendment). It came to be during his administration.
Fault party's insurance offered an settlement way below than the cost to fix my vehicle.: I got in an accident last month in the second week of Nov, the fault party is responsible for the damages caused to my vehicle (front bumper damages) as result of ran the red light and a ticket was issued to the fault party. I filed a claim through the fault party's insurance as I feel I should not be using my personal insurance as it's not my fault. However, I have provided three different estimates of the cost to fix my car to the fault party's insurance, all of which are above $3000 to fix the damages. However the insurance have asked that I go to their' preference shop for their own inspection, and that shop had determine that the damages worth $500 to fix, mind you that can't fix the headlight as it 's pre-sealed and need to be replaced that of which excess 500. In additional, my pref body shop has stated that this insurance company in question has the reputation of not making payment and these shops are correct and is consistent with people complaints. They have a rating of 1.2 based on 194 reviews on Yelp. This insurance assigned me 20% of being responsible while their insured party 80% with no explanation given with a settlement check amount to $400. Unethical business?
Stephen’s answer: Short and sweet: I would turn matter over to your insurance company. I would then request your company seek your deductible from the at fault party's insurance company. Not ideal way to handle but best way under circumstances you describe.
Can my mother buy uninsured motorist coverage after the accident I was in: I was in a very Bad Accident .I was a backseat passenger with my friends brother, he was driving pretty recklessly. The mother stopped paying their insurance days before the accident and the other ladies insurance is still active, even during the accident. Can my mother buy new uninsured motorists coverage after the accident and will it work for my compensation against her insurance because the pip coverage isint goin to pay my bills and severe body injuries, thats exceeding the 10,000 mark. I have a metal plate in my arm forever now with a 12’ scar. I also broke my pelvis so I have to keep surgical screws in my pelvis for the rest of my life aswell. I have pictures to show the significance of my injuries.
Stephen’s answer: I recommend you buy it and then pray you never need it in the future. The insurance will NOT apply retroactively.