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Any advice on getting Paypal account back?: I am a small business, I sell digital products such as Powerpoint and pdf files of coloring pages and journal templates with Commercial Use Rights, and I promote my fellow creators products through their affiliate programs to my audience, and vice versa.

Paypal closed my business and personal accounts and are holding my funds, all they have told me is that I did a transaction with someone who was a part of a mlm/ponzi scheme. Paypal does not answer any of my emails, and when I call the customer service agent reads a canned response before I can speak and hangs up. I have no way of submitting an appeal. I have not violated any of their policies.

Asked about 4 years ago in Contracts

Louis’s answer: There is a class action lawsuit pending with people having similar claims as you. Look for attorney Eric Bensamochan on AVVO.

Answered about 4 years ago.


Why did the lienholder tell me not to make car payments for one year? : I moved from New Jersey to North Carolina five months ago. Two months ago, the lienholder(a person) said he would take over my car payments for one year. He refused to explain himself. I ignored him and continued to send the payments monthly, in accordance with the promissory note. I have been paying monthly for four and a half years without interruption.

Is the lienholder allowed to take my car from me?
Why doesn't the lienholder want me to honor our agreement?
I may hire an attorney. Would New Jersey or North Carolina handle my issue?

Thank you.

Asked about 4 years ago in Debt Agreements

Louis’s answer: You need to hire a lawyer in North Carolina where you now live. Make sure you provide the attorney with a copy of the note, proof of payments and any correspondence you have with the lien holder.

Answered about 4 years ago.


How do join/include my wife as a co-plaintiff in my Adversary complaint in Bankruptcy when she is not a party in the BK case?: Chapter 7 trustee released the property and I would like to include her in the complaint.

Asked almost 14 years ago in Chapter 7

Louis’s answer: As the debtor, there are only a few instances in which you, as the debtor, would commence an adversary proceeding. Typically, it is to determine the dischargeability of debt otherwise deemed or presumed nondischargeable. If the trustee abandoned property, an adversary proceeding could be pending that seeks to determine the extent or validity of a right, claim or interest in property; the classic lien strip or secured claim litigation. Which one is it? And, why do you need to add your wife and why wasn't she a filing debtor with you?

Answered almost 14 years ago.