What do I do about a collection agency try to collect a debt that is not my responsibility, or owed: I was in an accident in a haul van where rhe other driver rea me off the freeway, trying to avoid a large box that fell off, another person's truck, I was renting the haul van under their insurance and was covered by them, the accident was not my fault, and was not charged for damage.
Constance’s answer: Although the alleged debt stems from an auto accident you had in a haul van, it may be more beneficial to contact a civil attorney to assist with sending a letter to the collection company to get more information about the alleged debt. You may also attempt to obtain more information about the debt by sending correspondence to the collection agency. Please be mindful of any deadlines to respond to the collection agency so that you can protect yourself from any potential negative credit reporting issues.
The ceiling fell on me at KFC? I was hit by a fixture.Can I sue: I was standing in line to place a order and a part the ceiling just fell on my head
Constance’s answer: First, so sorry to hear that a fixture hit you. I would highly advise you to speak with an attorney about this accident if you sustained injuries. Suing may be an option, but filing a suit against a corporation should not be taken lightly, and all avenues for a suit should be discussed and understood.
Can I sell my vehicle after a Chapter 7 bankruptcy is discharged?: I still owe about the same amount as what it is worth, but was wondering if I could sell it to pay off the loan. If so, can you tell me how I can get the title from the current lender?
Constance’s answer: Yes, you can sell your car. A title is usually obtained once a vehicle no longer has a lien attached to it. Contact your lender to get more information about acquiring the title.