In Florida, does a Final Judgment of Foreclosure release me from owing the property?:
I had a house in Florida, which I lost in foreclosure. The court entered a Final Judgment of Foreclosure in 2009. In order to clear the potential for a deficiency judgment, we filed bankruptcy, which was discharged in 2011.
The servicer of our mortgage loan recently sold our account to a new servicer. I called the new loan servicer to inform them of the foreclosure and bankruptcy to find out where I could fax a copy of the documents. The phone rep told me that even though the debt was discharged and we don't owe anything on the property, the property is still our responsibility, which does not make any sense at all. What do I need to do get this chapter of my life done and over?
Royce’s answer: You would not own the property anymore, but you could be liable for the difference between what is owed on the property and what it is sold at a foreclosure sale.
Sue for company: i bought a car by finance one and half years ago. they charge 18% interest from me. still I am paying 18% interest. can any one tell me is it against the law or if it is against law so can I sue against the company.
Royce’s answer: See if you can refinance the loan through a different company. That interest is very very high.
Is there another device besides the interlock system for dui conviction. I drive multiple vehicles for work.: I have not been convicted as of now due to a continuance.. They did the continuance so the prosecution could find a device for someone like me that drive multiple vehicles during work to include a company sales car, box truck for deliveries and a van for repairs. Thirteen years ago I had 2 wreck less within 23 years (never work related) just from being out with friends and making a stupid decision to drive as this current situation. I cant pay the state if I don't work. Thank you in advance for any answers!
Royce’s answer: Probably not, just because several different kinds of devices would be more difficult to monitor, maintain, evaluate. State Government get offers from companies that make law enforcement related equipment, just like the military gets offers from military contractors for everything from uniforms, to ammunition, to fighter jets, but this device is very specific for a specific thing, so I doubt there are many choices at all. I would not count on them to find you a device. You might be able to look at more progressive states like New York and California and see if they have something that could run on multiple vehicles, but my gut feeling is that you would have to have a device for every vehicle you drive.