Skip to main content
Jesse David Conway

Jesse Conway’s Legal Guides

30 total

  • Home Loan Modifications UPDATE Part 2

    Hardest Hit Fund The Hardest Hit Fund (HHF) is a federal government program that helps homeowners living in states that were the affected most by the recession. You must live in one of the participating states to qualify for the program. The HHF has three different options depend...

    Read more 

  • Home Loan Modificaitons - UPDATED

    Home Loan Modifications If you are facing a foreclosure, you have several program options in negotiating a workout with your lender. Here are a few of the best programs: Making Home Affordable Modification Program The Making Home Affordable Modification Program, orHAMP, is a go...

    Read more 

  • Home Loan Modifications UPDATED

    If you are facing a foreclosure, you have several program options in negotiating a workout with your lender. Here are a few of the best programs: Making Home Affordable Modification Program The Making Home Affordable Modification Program, orHAMP, is a government-sponsored program...

    Read more 

  • Homeowners Assocaitions Part 2

    What are the powers of a homeowners association? The powers of an HOA are typically outlined in the Covenants, Conditions Restricts better known as the CCRs. The CCRs can give the HOA numerous powers, including the right to maintain common areas and the right to collect assess...

    Read more 

  • Homeowners Associations Part 1

    What is a homeowners association? Homeowners associations, or HOAs are governed by the Washington State Homeowners Association Act codified in RCW 64.38. RCW 64.38.010(1) defines an HOA as a corporation, unincorporated association, or other legal entity, each member of which i...

    Read more 

  • How to Buy a Home Part 2

    Step Five: Title Search At this point, the real estate agent will typically contact the Title Company to do a title search on the property. This assures that the seller indeed has good and marketable title to the property. That is, that the seller is the true and rightful owner ...

    Read more 

  • How to Buy a Home Part 1

    If you are a first time home buyer, here is a quick overview of the process: Step One: Obtain Pre-Approval Before a realtor will show you houses, they will require you to provide them with proof of pre-approval. That is, they will want written proof from your bank that you qual...

    Read more 

  • How To File A Lien In Washington - UPDATED

    How To File A Lien In Washington Who can file a lien? If you provide "professional services, materials, or equipment for the improvement of real property" then you have lien rights on the improvement and the real property per RCW 60.04.021. For instance, if you are a tile subc...

    Read more 

  • Home Loan Modifications Part II (Updated)

    The Hope for Homeowners Act is no longer available as of September 30, 2011. In-House Programs If you do not qualify for any of the government-sponsored programs, you can attempt to modify the terms of your mortgage by working directly with your lender. If you have only missed a ...

    Read more 

  • Home Loan Modifications Part III

    Help for Unemployed Homeowners If you are unemployed you may be able to get a temporary forbearance for a period of three months or longer under the Home Affordable Unemployment Program or UP. All mortgage servicers participating in HAMP will provide eligible homeowners with thi...

    Read more