Skip to main content
Darcel Andrel Lobo

Darcel Lobo’s Legal Cases

8 total

  • Foreclosure Assistance

    Practice Area:
    Foreclosure
    Date:
    Jan 01, 2012
    Outcome:
    Retrieved funds for homeowner after foreclosure of home.
    Description:
    A client of mine had their home foreclosed and there were surplus funds from the foreclosure being held.
  • Second Mortgage Settlement

    Practice Area:
    Debt Settlement
    Outcome:
    Settled second mortgage for less than 10%.
    Description:
    Negotiated a settlement of clients' second mortgage, which had a balance of over $70,000, for $6,000.
  • Debt Settlement

    Practice Area:
    Debt Settlement
    Outcome:
    Settled client's credit card debt for less than 20% of the balance owed and obtained a payment plan for payments
    Description:
    Settlement of credit card debt.
  • Second Mortgage Settlement

    Practice Area:
    Debt Settlement
    Outcome:
    Negotiated a settlement of $9,000 on a $55,000 balance for my client's second mortgage.
    Description:
    Settlement of second mortgage on client's home.
  • Loan Modification

    Practice Area:
    Real Estate
    Outcome:
    Saved clients' home from foreclosure and negotiated a feasible mortgage payment that the client could afford.
    Description:
    Client was in an auto accident, was out of work, and fell behind on mortgage payments. Was able to negotiate with the bank to permanently reduce their monthly mortgage payment so that they could keep their home.
  • Loan Modification

    Practice Area:
    Real Estate
    Date:
    Oct 02, 2013
    Outcome:
    Saved client's home from foreclosure
    Description:
    Client had not paid mortgage in 3 years; obtained loan modification reducing payments from $2,856 per month down to $1,671 per month. Saved the client's home from foreclosure and made the mortgage more financially feasible for the client.
  • Loan Modification

    Practice Area:
    Foreclosure
    Date:
    Jan 13, 2014
    Outcome:
    Reduced mortgage balance by almost 50%
    Description:
    Saved client's home from foreclosure, and negotiated loan modification, reducing client's loan balance from $432,397.89 down to $228,850.00, saving the client $203,547.89.
  • Garnishment Recovery

    Practice Area:
    Chapter 7 Bankruptcy
    Date:
    Aug 29, 2014
    Outcome:
    Client obtained refund of garnishment
    Description:
    Client was garnished almost $6,000 from her bank account by her condo's HOA and her safety deposit box was seized. Through our efforts, we were able to stop the pending garnishment, release her safety deposit box, and obtain a refund of the garnishment.