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Olga V. Blotnis
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Olga Blotnis’s Answers

147 total


  • A lady was backing out of her driveway while I was driving down her street, which is a steep hill, who would be at fault?

    My boyfriend was driving my father's car and I was in the passengers seat. It was after a brutal winter storm so there was a lot of snow on the roads. He was driving very slowly since the street is a very steep hill. As we were driving by her dri...

    Olga’s Answer

    Usually, person who is backing out is at fault. If her insurance company is arguing or assigning blame to your boyfriend, turn to your car insurance for repairs to the car and defending against her claim.

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  • Had 2 traffic tickets, paid both with MoneyGrams only one ticket got paid off. Do I need a lawyer?

    Tracked the money order and it was cashed a few days after I sent it to The City of Wilmington. Now ticket has jumped from $120.00 to $140.00 and I'm getting the run around by The City of Wilmington.

    Olga’s Answer

    I think you can handle this on your own. Go to court clerk (at court that was in charge of your tickets)and give them proof that you paid the tickets. It was, probably, a clerical mistake, which happens.

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  • Can you help in a case where my car got hit(I wasn't driving my car was parked in the driveway by a driver without insurance?

    The car had liability but the driver was't on the policy but he said that he was going to be responsible for every payment I even made him sign a letter if that helps! the thing is that I need money to deal with my insurance about my car. I have e...

    Olga’s Answer

    Once your insurance pays you for your car, they will go after the guy or other insurance for reimbursement, including your deductible.
    Also, if the other car had liability insurance, unless the driver was actually excluded from the policy, that vehicle's insurance would cover your car, without the deductible. All other charges will most likely be also covered by either insurance. By going after the guy for the deductible and some other charges will complicate and prolong the whole process.

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  • Can i sue for the remaining balance on a car loan if i was in a not at fault accident and did not have gap insurance

    My car was totalled out for almost $4000 less than what I still owe. Can I get this amount from the at fault driver. This was my first car and first accident. Please help

    Olga’s Answer

    Most likely- No. When the insurance company offered you a check for your car and you cashed it, you promised to take what you were given and not come after the at-fault party for more.
    Also, you are entitled to a fair market value of your vehicle, not to what you paid for the car or what you still owe for it.

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  • Can I reclaim the difference in my car's pre and post accident value?

    I was in an accident about a week ago and the damage to my car is over $6,000 currently but may increase before the final bill. As of now it will not be totaled but the "trade-in" value of my car will drop significantly once they see a wreck on th...

    Olga’s Answer

    Unfortunately, diminished value is not guaranteed. It is worth a try, though. The amount depends on the age, make, model, mileage and condition on your vehicle. Consult a few local personal injury firms to see if anyone would be interested in assisting you on this, or if they can recommend a company that does reports and evaluation on the diminution of value.

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  • Ticketed while driving a deceased persons vehicle. Tickets mailed 3 weeks after incident.

    Was driving my father's vehicle one week after he died, and hit a patch of mud. The vehicle rolled on its side. I was going about 10 mph. The police came and let us tow the vehicle home. No tickets issued or mention of any to come. My father ...

    Olga’s Answer

    • Selected as best answer

    The easiest thing to do, would be to get a copy of the registration for the vehicle, insurance (if the driver had insurance for their own vehicle at the time, it would work too) and call a local attorney. These two steps would help with reducing your fine by hundreds of dollars and saving on your insurance premiums in the long run. Attorney will also look for other issues with the paperwork. A first time no insurance ticket, if you subsequently got insurance, may be reduced by few hundred dollars.

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  • I was in an accident and got a ticket for failure to stop. No prior tickets in 30+ years. What do we ask the judge or DA?

    Accident was four car - i was 4th car and hit the car in front of me. We file insurance claim and they are taking care of all repairs

    Olga’s Answer

    It depends on what you would like to happen. If you want this ticket dismissed and not get the points, then best bet is to actually contact a local attorney who deals with traffic infractions, and give them the details about the accident. They will be able to give you options based on their experience in local court. I would advise against posting more details here, as this is a public forum.

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  • Do I have to pay impound and storage fees for a stolen vehicle found 8 years later?

    Filed police report (CA) on stolen vehicle 11/18/07 Cancelled insurance (liability only) 2/18/08. Also notified DMV. Never received anymore registration renewal notices. 2/5/15 Collections call asking for payment of storage and towing ch...

    Olga’s Answer

    Yes, you can. Let the collection agency know that you are disputing this debt and to not report it to credit bureaus. Provide collection agency with paperwork showing that the scooter was stolen and you reported it. Keep copies of all correspondence between you and the agency, and be very cognizant of what you are saying when speaking with them, they record conversations. If this does not work, contact a local attorney helping with debt collection/consumer laws violations.

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  • My fiance was in a wreck in Dec and is critical condition.

    My fiance was in a very bad wreck an is critical condition he is unable to makes decisions on his own. He is not awake. He is 21 an his father has the say so over him. I've been with him for 5 years an his father has done nothing for him with the ...

    Olga’s Answer

    Your fiancé's case is complicated and way beyond what this forum can provide. You should take advantage of a free consultation that personal injury attorneys offer.
    You and your fiancé's father might not have very many legal rights with regards to decision making for now. Sometimes, it is possible to have court appoint a person who will be able to make decisions for him. Lastly, insurance company is not going to pay money to unknown/unconfirmed person.

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  • MVA insurance question

    Minor child (16) was a passenger in a vehicle (veh 1) that was involved in an accident with another vehicle (veh 2). The driver (veh 1) was cited for Neg 2. Both cars were "totaled" but the accident wasn't bad enough to call medical transport. Th...

    Olga’s Answer

    You have several issues going here. Just because someone received a citation for an accident, does not mean that they were at fault or completely at fault. It is up to insurance companies, initially, and possibly to a judge/jury to decide who was at fault. If the vehicle that minor was driving was purchased by the parents less than 30 days before the accident, it is possible that there would be coverage. Otherwise, no. Your child received serious injuries and case is complicated, please contact an attorney for a consultation.

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