I am requesting some information from my lender, of my home loan, and they had appointed a law firm the successor trustee and then appointed the law firm again two years later. When questions were raised about this the reasoning that was given is...
How they appoint a successor trustee depends on the wording of the original contract which you signed. Absent specific restrictions, a trustee need only sign a transfer and release document and file it with the secretary of state.See question
My lender, for my home loan, file an appointment for a successor trustee for the deed of trust. The application for the appointment has my lender, my wife, and myself all as the grantors and the law firm that lender wanted to appoint as the grant...
In most states, if you are married, both spouses will be required to sign all transfer of rights documents - including but not limited to deeds of trust.See question
I have turned in notice over a month ago to my current employer and will be finishing out officially this week. Payroll is already 3 weeks out. He informs me today .. payroll was due Friday and it is the following Tuesday ... that he is holding...
He is not permitted to hold pay, period. If he has problems with you keeping equipment or keys, his resolution is to file a lawsuit, not to keep your wages. Nor is he permitted to not pay you until clerical errors are fixed, if you worked X hours, you are entitled to X hours.See question
I am 62 and can't cover my basic expenses let alone paying toward my debt and am filing for chapter 7 bankruptcy. My car is also nearing the end of its life and the only way I could afford a new one is filing for Social Security. If I end up filin...
You will not be found in bad faith because you filed for Chapter 7 bankruptcy. Many filers are either on social security, are petitioning for it, or should be petitioning for social security. So worry not, you can apply at any time.See question
I have a smartphone plan that I make monthly payments on. In May, I switched my plan from unlimited minutes to a smaller number of limited minutes, trying to save money. The reason I did this was because 'mobile to mobile' calls are free. It turne...
You can certainly make the attempt. Often having an attorney do this will get better results; as unrepresented creditors are viewed as easy pickings. Typically for a single creditor this should cost somewhere between $300 and $500 for an attorney, and the target reduction should be about 50%. If you can get it lower, even better.See question
anticipated in shedding the liability of a judgment against debtor for libel?
As the others mention; so long as you included the creditors in your bankruptcy filing and received your discharge, the duty to repay the debt was abolished upon the trustee's grant.See question
We were together at the time of death for 15 years
Chances are this is a no, but there is a chance. In most states, the rules of intestate succession are very strict, and you must have a binding marriage or be a legal relative in order to claim an intestate share. However, there are some states that will permit some sort of intestate share based on establishment of a civil union - in which case you might be entitled to a quasi-marital property right to the assets.
At this point your best bet would be to determine whether your state permits (1) civil union (2) intestate laws in your specific state allow for a civil partner to an intestate share or marital property share.
A visit to a very experienced probate attorney in your area should be your next step. However, if the assets of the decedent are not high... this may be more trouble than the return would be.See question
Lost employment appeals now they want me to pay back. Why give me the benefit and then ask for it back. Have child support, rent etc. If I don't pay what happens
The amount will likely go into collections, they will then likely file to reduce the debt to a judgment and then attempt to collect. At this point, depending on your situation, you will be looking at a debt negotiation or debt settlement, or a bankruptcy.See question
I have a beater van which we can keep but it's not that reliable at times. My husband has a '04 truck that is worth maybe 5-8,000 dollars. It was paid for years ago. We have not filed yet...should we sell the truck and just buy another beater? ...
In my experience most middle income families can usually cover all their assets through exemptions. Certainly it does happen, but you would need a significant amount of assets to warrant worrying about losing your vehicles over filing for Chapter 7.
Filling out a bankruptcy attorney's standard questionnaire should give you a considerable understanding of where you stand as far as your assets go and how much you can protect through the bankruptcy filing. Generally its better to have non-liquid assets over cash, as cash can be easily handed over to a trustee, whereas a trustee has to sell a vehicle - which takes money and time a trustee usually won't want to spend considering the trustee only receives a small amount of the total as compensation.See question
Mom & dad each had their own separate, revocable Grantor Trusts. Mom passed in 1987, & hers then became Irrevocable. Dad is the Trustee, & it says that Dad can draw yearly living $ from moms Trust, but he doesn't want to, and wants moms Trust to...
If ALL the beneficiaries and ALL the trustees (ie your father) agree to distribute the trust now, then you can obtain court permission under TEDRA (as mentioned by other attorneys here) to change or alter the trust - or distribute the contents immediately rather than wait.
So yes, there are general laws for this kind of thing, and your father may override it if he wants to.See question