In re Reyes, 09-17532

Latife Helen Neu

Case Conclusion Date:December 9, 2009

Practice Area:Chapter 13 Bankruptcy

Outcome:Elderly homeowner able to keep her home.

Description:My elderly, disabled client was unable to make her house payments because of the terrible terms of a predatory loan. We argued that becuase she rented rooms to students, she should be able to "cram down" the interest rate in bankruptcy. A reasonable rate would make the home affordable.