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Timothy Aurelien Bearb

Timothy Bearb’s Answers

4 total

  • With $1M coverage insurance is Okay, or need to rise the coverage to $3M like mention in OEA? But on the lease is said $1M.

    Paragraph 10.1(a) of the Operation and Easement Agreement calls for the owner of each out-lot parcel to carry liability coverage in a combined amount of not less than $3M. The lease provides for tenant to obtain and pay for coverage; however, it ...

    Timothy’s Answer

    The answer to this question should be fairly specific based on your particular situation and the content of the documents involved. Further, there may be questions of law regarding which insurance requirement controls in the situation which may be reflected in the case law of your jurisdiction. As such, someone in your area who could review, among other things, the Operation and Easement Agreement in its entirety in the context of the overall situation will be in the best position to answer that question.

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  • I Had My Insurance For A Month And I Payed almost 400 Bucks to Put It On, Will I get Any Money Back If I Ended My Insurance

    So I got Allstate Insurance A Month Ago But My Engine Locked Up And I Have To Get A New One And I Ended My Insurance But i Think Its Bullcrap That I Payed Almost 400 Dollars For It, And Wonder If I get Any Money Back.

    Timothy’s Answer

    Based on the information you provided above, if the money you paid was for more than the month of coverage (like a prepayment for 6 months for example) and then the insurance was canceled it would seem that a refund for the unused portion may be appropriate. If instead the money only covered the time you actually had the insurance in effect, it would have been incurred whether or not it was "needed" during that time.

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  • I asked for insurance on a rental machine. The rental employee didn't insure it and it was damaged. Am I liable?

    Rent from this company all the time, always insure the machines. Counter employee knows me, knows I want insurance every time and was asked to put insurance on the machine. My business insurance will not cover it. I am being charged $70 rental ...

    Timothy’s Answer

    A lot of factors may play into your responsibility and that of the rental company in a situation like this. Given the amount of money at issue, you should seek advice from an attorney who handles contractual matters and is comfortable dealing with insurance matters as both the request for insurance by you and the issue of whether or not your own policies provide coverage need to be explored in greater detail. The first place to start on the insurance side is to have available your policy documents so they can be examined to see if coverage may exist.

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  • My house was robbed, going through hell with insurance company. Now I am being deposed...should I get a lawyer?

    Should I attain a lawyer to accompany me to deposition...aside from this there may be a case for harrasement in the way I was treated during this ordeal.

    Timothy’s Answer

    Many homeowner insurance policies include a provision for an Examination Under Oath (EUO) which is like a deposition. You should establish what obligations the policy places on you at this stage of the process--meaning, what things the insurance policy requires from you during the claim investigation. A lawyer could help you make that determination by reading your policy and the obligations therein with respect to Arizona law.

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