Submit an application to dismiss to the clerk and it will be immediately granted. It should state "debtor hereby applies to the court clerk for dismissal of the within action" Provide a signature line at the bottom after " The within action is hereby dismissed " Dated: Clerk of Bankruptcy Court
If she gives reasons related to the lies as grounds for an unlawful detainer action you may be able to defeat the eviction but she can give you the required notice then evict you without stating a reason. You could consult with a legal aid organization to see if her actions are discrimination or harassment.
You have a conflict of interest with your insurance company. By them releasing the policy limit information to the other party it may help the case settle causing you less stress and protecting you from liability in the long run. As you have no assets, the other party will probably want to settle for the policy limit and you will be free of risk.
You should be able to keep your assets but will have to file for them correctly. You may have to get an attorney to do this right. Your tax return can be protected depending on how much it is and what exemptions you can use. Your credit card company will probably cancel your card upon your bankruptcy filing.
It depends how much money is in the account, whether it can be exempted under your exemptions, and whether it is your asset or your son's ( how the account is set up, are you only the trustee on the account) If its a lot of money you should consult a lawyer.
As long as the payment proposed by your plan is not unreasonably high so as to constitute a luxury ( and you don't have other cars making it unnecessary) you will be able to keep the car by making the reduced payment.