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Gary Ray Fraley
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Gary Ray Fraley

Practice areas:

Bankruptcy & Debt, Chapter 7 Bankruptcy, Chapter 13 Bankruptcy, Consumer Protection, Foreclosure, Debt Settlement, Lawsuits & Disputes, Chapter 11 Bankruptcy

About Me

Gary Fraley, owner & Founder of Fraley & Fraley, Sacramento Bankruptcy Attorneys has been an active bankruptcy attorney since 1978. He has been a California State Bar Board of Legal Specialization Certified Specialist in Bankruptcy Law since 2000 & teaches State Bar accredited bankruptcy law seminars for bankruptcy attorneys. He has been a Sunday School Teacher & Church Elder, a 4-H Leader including a Horse Project Leader, a volunteer mounted Forest Ranger, & a teacher of "leave no trace"" camping & gentle stock use techniques. Gary has also Judged 4-H horse shows for free for many years


 


The philosophy of the firm is to give a real, no pressure, free attorney consultation that may last 1-2 hours. The purpose of the consultation is to provide a detailed explaination of the laws & all options as well as answer all your questions. We will provide real solutions to your problems. We provide our clients with a free credit rebuilding system worth $1,000 after their bankruptcy discharge.


 


Don't be afraid to see Gary. The only people that need to be afraid of Gary is your creditors.


 


There is a saying "knowledge is power." Isn't it time you got your power back?


 


 

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Photos and Videos

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Practice Areas

Licensed since 1978

  1. Bankruptcy & Debt: 30%
    37 years, 10 thousand cases
  2. Chapter 7 Bankruptcy: 25%
    37 years, 10 thousand cases
  3. Chapter 13 Bankruptcy: 15%
    37 years, 10 thousand cases
  4. Consumer Protection: 10%
    37 years, 50 cases
  5. Other: 20%
  6. More 

Payment

Fees:

Hourly ($300-450/hour), Fixed (Always), Retainer (Sometimes), Free Consultation (90 minutes)

Payment Types:

Cash, Check

Attorney Endorsements

20 total 

  • Randal Moore

    I endorse this lawyer. A highly skilled and respected lawyer in the community.

    More 

    Randal Moore Business Attorney
    Relationship: Fellow lawyer in community

  • Richard Todd Rosenstein

    I endorse this lawyer. Mr. Fraley is a highly experienced and well respected member of the legal community. He is a zealous advocate for the rights and interests of his clients.

    More 

    Richard Rosenstein Personal Injury Attorney
    Relationship: Fellow lawyer in community

Contact Info

Fraley & Fraley Sacramento Bankruptcy Attorneys

1401 El Camino Ave.,
Suite 370
Sacramento, CA, 95815-2747

Resume

License
StateStatusAcquiredUpdated
CAActive197805/20/2015

Professional Misconduct

We have not found any instances of professional misconduct for this lawyer.
Avvo Contributions
Legal Answers
Awards
Award NameGrantorDate Granted
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2015
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2014
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2013
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2012
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2011
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2010
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2009
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2008
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2007
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2006
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2005
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2004
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2003
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2002
Certified Bankruptcy Law SpecialistCalifornia State Bar Board of Legal Specialization2001

Work Experience
TitleCompany NameDuration
Founder and OwnerFraley & Fraley, Sacramento Bankruptcy Attorneys1978 - Present
Judicial Law ClerkCalifornia Court of Appeals, Justice Kingsley1976 - 1976

Associations
Association NamePosition NameDuration
American Bankruptcy InstituteN/A2013 - Present
Sacramento Valley Bankruptcy ForumMember2000 - Present
California State Bar Board of Legal SpecializationCertified Specialist in Bankruptcy Law2000 - Present
National Association of Consumer Bankruptcy AttorneysMember1990 - Present
State Bar of CaliforniaMember1978 - Present

Legal Cases
Case NameOutcome
Fitzco ConcreteCorporations do not receive a discharge. They are liquidated and any assets ar divided among the creditors
Bertolini Sand & Gravel Inc.No discharge is issued to corporations. The assets are liquidated and the funds paid pro-rata to the Creditors

See all Legal Cases 

Publications
Publication NameTitleDate
SacramentoBankruptcyAttorneys.com e-book48 Dos & Don'ts When Considering Bankruptcy2011
No More 2ndNo More 2nd Mortgage2009

Education
School NameMajorDegreeGraduated
University of California at Los Angeles School of LawLawJD - Juris Doctor1977
University of Southern CaliforniaPolitical ScienceBA - Bachelor of Arts1974

Speaking Engagements
Conference NameTitleDate
Bankruptcy LitigationBankruptcy Litigation2012
Chapter 7 & 13 Line by Line WorkshopConsumer Bankruptcy Fundamentals / Chapter 13 Workshop Required Forms2011
Nuts and Bolts of Bankruptcy LawPre-filing exemption planning; Creating Correspondence; Helping client decide which Chapter -Key differences; When to file - Timing is everything; Liquidating Assets; Case Conversion; Plan modifications & Claims Issues2010
Lien Stripping Junior MortgagesHow to Remove Junior Mortgages Off Debtor's Home in Chapter 13; Curing Defaults in a Chapter 13 Plans; Lien Stripping; Possible Defenses of Junior mortgagees; Bankruptcy Ethics2010
Bankruptcy Law and LitigationSession I: Getting Started With a Bankruptcy Case; Session II: Introduction to the Bankruptcy Code & Rules; Session V: Chapter 7 & Chapter 13 Issues2009
Consumer Bankruptcy: Chapters 7 & 13Session I; Selecting The Right Chapter For Your Client; Session IV: Chapter 13 Step by Step Procedures; Session V: Tips From The Pros2008

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